When we started cutting our teeth in the Health and Employee Benefits industry 12 years ago, we did so with one focus: to give clients a resource where THEY are the priority- not the insurance carrier. That focus paved the way for the general rule of thumb that no two clients are alike, and we need to treat every service opportunity as a chance to better our clients’ situation, saving them as much money as possible along the way.
By staying client-focused instead of carrier-focus, we’re able to evaluate every client independently and pair them with the best available carrier, getting them the best value and saving them money. In fact, if you asked our clients why they appreciate working with us, you’re likely to hear three responses:
- They saved an unbelievable amount of money
- They FINALLY understand exactly how their coverage works, and how to leverage the medical system to their advantage.
- They appreciate the no-cost consultation they receive from us, and the continued service they receive every step of the way.
Thanks to our simple, yet incredible technology, we’re able to help improve the Health, Medicare, and Employee Benefits situations for individuals and businesses across the country. That being said, we’re also blessed with an amazing local following in our home state, Nebraska, and you can find our office tucked just south of the Sandhills in , . Midwest Insurance Drop was founded by Dan Wichmann, who remains the main broker, and likely the one you’ll be working with.
An Independent Advantage
We are independent agents in benefits, health, and Medicare, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Midwest Insurance Drop represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.